The convenience of owing a credit card is why there are an ample number of credit card users. Though it is easy to use, you are in debt which needs to be paid timely so that you can maintain your credit score. If you are looking to find out the different modes of CIBC credit card payment, we have comprehensively mentioned it below, both online and offline.
CIBC Credit Card Payment Online
CIBC Credit Card Payment through Net Banking
This is the most commonly used payment mode to pay off your credit card bills. As the bank issues a credit card linked to your account, it automatically gets linked to the online banking. Hence, first register to their online banking by clicking on the link mentioned below, which will redirect to the page as shown here.
Please complete the internet and mobile banking registration form by filling in the needed details and submit it to get your online banking activated.
Once you register to their online banking, you can access your account through Net banking. Just click on the image below to go to the CIBC Net Banking Sign on page.
Enter your credentials to access your account. Once you are through, you will find your credit card linked to the account. Directly download your statement, check unbilled amount till now and also make the credit card payment.
CIBC Credit Card Payment through Mobile Banking
CIBC offers both Android and iTunes app to access your account on the go. Click on the link given below based on your phone’s operating system to download their mobile app, which is well optimized and secure.
Android Play Store App: CIBC App
Apple I Tunes Play Store App: CIBC App
Make a payment from any Other Bank
You can make a payment to your CIBC Credit Card from the another UK bank via internet banking.
The steps are as mentioned below:
CIBC Credit Card Payment Through Another Bank Account
- Set Up a New payment for CIBC Credit Card
Log in to the internet banking of any other bank where you hold an account and set up a new payment.
- Fill in the Payee reference details
You need to fill in the payee reference details such as
Payee particulars: 16 digits CIBC credit card number, Payee name, the bill amount and pay the bill.
Based on the bank you select for payment, the steps may vary a bit, but it is in general quite similar.
Payment Through Direct Debit
Setting up a Direct Debit is the easiest form of payment that needs you to just set it up one time and in future you need not worry about late payments. It takes a few minutes to do in Online Banking. Once activated, it will automatically debit the bill payment from your savings account every month.
You can set your Direct Debit to pay in one of 3 ways.
- Full payment: to pay off the entire balance each month.
- Minimum payment: a percentage of your balance which the bank requires you to pay each month that also is mentioned in your statement. You will have to pay the remaining bill amount through one of the many methods mentioned to avoid late fee charges.
- Fixed payment: an amount that you decide to pay each month will be debited from your account.
If you have set up a Direct Debit already to pay off your credit card debt, try to select full payment to pay off all debt and avoid paying any interest rate.
CIBC Credit Card Payment Offline
If you wish to make payment by visiting any ATM, click here to locate their ATM. After card swipe, you have to transfer funds from your transaction accounts to your credit card accounts.
Pay Bill in Person
You can visit any CIBC branch to make payment in person. Click here to find out the nearest CIBC Branch. Carry cash or a check along with the latest card statement to make the payment.
Also, here is some CIBC Internet Banking Information
Branch Locations: Branch Locator
ATM Locations: ATM Locator
CIBC Website: Bank Website
Customer Care Number: 1-902-420-2422
For general card enquiries, Card Services can be contacted on:
1-800-465-4653 (Canada and U.S.) or 1 514-861-4653 (elsewhere).
Lost or Stolen card:
1-800-663-4575 (Canada and U.S.) or 1-514-861-9898 (elsewhere).